Tsp fund tracker

#1 imported postI have aquestion about the TSP Tracker in regards to what the "My Return Period" column is actually returning. Any insight would be appreciated.Example:Yesterday I bought 100% G fund. G = $11.00/share, C = $15.00/share.Today, I sold the G fund and bought 100% C. G = $11.01/share (a 0.09% increase) and C = $14.95/share (a -0.33% decrease).According to the Tracker, my return for the transaction was-.33%. Shouldn't the return for the transaction be +0.09%? Afterall, I bought the G fund at $11.00/share, then turned around and sold it for $11.01/share, a 0.09% gain. Similarily, if I sold all the C stock tomorrow at $14.80 and bought something else, my return on the C fund should be a -1.00% loss, shouldn't it? It shouldn't matter what I bought after I sold the C fund because it doesn't have any bearing on my C fund return.To reflect this on the Tracker (if the above is correct), the formula in the "My Return Period" should be changed as follows:(in S7):From: =((H7 * M7) + (I7 * N7) + (J7 * O7) + (K7 * P7) + (L7 * Q7))To: =((H6 * M7) + (I6 * N7) + (J6 * O7) + (K6 * P7) + (L6 * Q7))If you copy this cell to S6, you'll get an error. To resolve it, enter what your allocaton was the the beginning of the year in cells H5 thru L5. If you don't know, then make cells H5 thru L5 the same as celss

TSPtalk Tracker User Login Some premium info may be blocked. Login to view. The TSP Talk AutoTracker is Temporarily Down for Maintenance. Please try again later. --> Username Password Returns History as of COB: 2025-03-10 Press Go back to view the previous page The AutoTracker is a contest that measures the return of your investment decisions as compared to other members' returns. Because deposits can readjust your allocations, your actual TSP account returns will vary. To track your returns more accurately, try using one of our returns spreadsheets. Main Menu | My Allocation | My Records | IFT of the day | Members Records | Members Standings | Returns Analysis | Ocean's List | Fund prices | Go back | --> Logout This tracking system is for entertainment purposes only and is not affiliated with the official Thrift Savings Plan website, www.tsp.gov. It free to use by our site members, however we reserved the right to terminate any member's account without prior notice. You will need to do your own transfers through the www.tsp.gov website for the actual transfer. This tracking system is the IFT allocation reporting system for TSPtalk.com members only and will not impact your actual Thrift Savings Plan account. The TSP Talk AutoTracker was designed, developed, and contributed to TSP Talk by our own member, ocean. Copyright © 2003 - 2025 Buy Low Sell High, Inc. TSPtalk.com®: is a trademark of Buy Low Sell High, Inc. All Rights Reserved Buy Low Sell High, Inc., P.O. Box 13213, Ogden UT 84412

L 2035 Fund snapshotLast Update: 3/12/2025 Close: $15.0916 Change: 0.35%YTD: -0.7% 1 year: 6.3% 3 years: 7.9% 5 years: - 10 years: - Since Inception: 9.2%Summary: The TSP L 2035 Fund is a “fund of funds” invested in the TSP G, F, C, S, and I Funds. See all fundsThe TSP L 2035 Fund is one of the TSP Lifecycle Funds, designed for investors who plan to withdraw their money beginning 2033 through 2037. It aims to achieve a moderate to high level of growth with a low emphasis on preservation of investment capital.The L Funds are essentially a diversified investment portfolio of stocks and bonds in a single fund. Like the other Lifecycle Funds, the TSP L 2035 Fund is an investment mix of the TSP G, F, C, S, and I Fund. Its target asset allocation is adjusted every quarter. The goal is to strike a good balance between expected risks and returns, and to gradually decrease the allocation to the riskier TSP funds (such as the stock funds) as the fund's target date approaches. When the L 2035 Fund reaches its target date, its allocation will be the same as the allocation of the L Income Fund: 72% G, 6% F, 11% C, 3% S, and 8% I Fund. The fund managers assume that to pursue a potentially higher return, investors are willing to tolerate more risk (investment volatility) while they are still many years away from their planned retirement date.The charts below show the historical performance and risk of investing in the TSP L 2035 Fund. As of 3/12/2025, the fund has a compound annual growth rate of 9.2%, annualized standard deviation of 10.4%, and Sharpe Ratio of 0.61. An initial investment of $1,000 on 7/1/2020 would be worth $1,509 today:The chart below shows the historical

20242024 ReturnsG Fund0.36%4.40%F Fund-1.71%1.33%C Fund-2.39%24.96%S Fund-7.05%16.93%I Fund-2.83%4.27%L Income-0.66%7.37%L 2025-0.81%8.28%L 2030-1.86%11.52%L 2035-2.08%12.18%L 2040-2.30%12.85%L 2045-2.49%13.42%L 2050-2.66%14.02%L 2055-3.14%16.28%L 2060-3.14%16.28%L 2065-3.14%16.28%L 2070-3.13%N/ASource: TSPDataCenter.comTSP Investor Reactions to Stock Market Rise: Hundreds of Billions Added to Stock FundsIn a typical month, about two percent of TSP investors transfer money between funds. Over time, this can make a difference.We have had two years of excellent stock market returns. How have TSP investors changed their investments?For the latest month, November 2024, TSP investors had 23.2% of their assets allocated to the G Fund. 36.1% were in the C Fund and 10.6% in the S Fund. At the end of 2022, before the stock market run over the past two years, 33.1% of TSP asset allocation by investors was in the G Fund. 28.9% was in the C fund and 8.9% was in the S Fund. G Fund assets by investors dropped to $229.1 billion from $240.1 billion at the end of December 2022. Total assets in the C and S Funds went from $274.4 billion to $460.8 billion.In other words, as the stock market has gone up, TSP investors have invested hundreds of billions more into the two largest stock funds and invested billions less in the G Fund. © 2025 Ralph R. Smith. All rights reserved. This article may not be reproduced without express written consent from Ralph R. Smith.

2024 TSP Performance: Two Consecutive Record-Setting Years for Leading Stock FundsU.S. stocks provided investors with a great return on their investment in 2024. According to the Wall Street Journal, investors will be unlikely to experience the same results again in 2025.In 2024, the S&P 500 went up 23%. Along the way, it had 57 record highs at the closing of the stock market. U.S. stocks wrapped up their best consecutive years since 1997 and 1998 before the bursting of the dot-com bubble. In 1997, the C Fund was up 33.17%. In 1998, it was up 28.44%. The S Fund was unavailable to TSP investors until May 1, 2001. It was introduced then as well as the I Fund being added to investment options. Prior to these funds joining the available TSP investments, the TSP only had three options: the G Fund, F Fund, and C Fund. These three funds were established between 1987 and 1988For Thrift Savings Plan (TSP) investors, the last two years have created a windfall in the TSP retirement accounts of federal employees—at least for those investors putting their money into the C and S stock funds. Here are the results for the past two years: Fund20232024C Fund26.25%24.96%S Fund25.30%16.93%I Fund18.38%4.27%G Fund4.22%4.40%Why Did the 2024 Stock Market Soar?High tech was again a big contributing factor to 2024 stock prices, as the dot.com bubble was for the internet revolution in the 1990s. This time, artificial intelligence (AI) played a big role in stock market returns. A number of companies were highlighting their AI initiatives when reporting their earnings results to investors and analysts. This frequency of AI mentions indicated the growing importance of this technology in corporate strategies for these companies.Inflation also played a significant role in shaping stock market returns in 2024. Under the Biden administration, inflation has previously reached its highest mark in 40 years. The drop in the inflation rate influenced stock market returns.The rate of inflation dropped from over 9% in mid-2022 to about 2.6% by October 2024. This decline supported a strong stock market. TSP Fund Performance for December 2024 and 2024 TSP ReturnsFundDecember