Monson savings bank online
Author: m | 2025-04-25
Download apps by Monson Savings Bank, including Monson Savings Biz Banking and Monson Savings Mobile Banking.
Monson Savings / Mobile Banking by Monson Savings Bank
Branch Name:East LongmeadowService Type:Full-Service, OfficeState & County:Massachusetts - HampdenCity or Town:East LongmeadowZip Code:01028Office Address:61 North Main Street, East Longmeadow, MA 01028✎EditMap of Branch Location61 N Main St, East Longmeadow, MA 01028Branch InformationThe Monson Savings Bank East Longmeadow branch is one of the bank's 5 locations and has been serving the financial needs of their customers in East Longmeadow, Hampden County, Massachusetts for over 4 years. The East Longmeadow branch operates as a full-service, brick and mortar office and is located at 61 North Main Street, East Longmeadow, MA 01028. You can can contact the branch by calling 413-893-0038 or by visiting the location during regular business hours for assistance with your banking needs, such as opening checking and savings accounts, applying for loans and managing financial transactions.The routing number for Monson Savings Bank East Longmeadow branch is 211871219. It is valid for Automated Clearing House ACH transactions, such as direct deposits and bill payments as well as wire transfers, which are used for real-time bank-to-bank transactions. We recommend that you contact the branch directly to verify this information before proceeding with any transactions.Branch Hours■ Monday:8:30am - 4:00pm■ Tuesday:8:30am - 4:00pm■ Wednesday:8:30am - 4:00pm■ Thursday:8:30am - 6:00pm■ Friday:8:30am - 5:00pm■ Saturday:9:00am - 12:00pm■ Sunday:ClosedMonson Savings Bank East Longmeadow is open Monday to Saturday and closed on Sundays. The branch opens at 8:30am in the morning. Please be advised that this information reflects the standard opening and closing hours of Monson Savings Bank and is subject to change. We recommend contacting the East Longmeadow branch prior to your visit to confirm its hours of operation and availability.Bank InformationBank Type:FDIC Insurance:Certificate #90245Routing Number:ACH & Wire - 211871219Online Banking:monsonsavings.bankBranch Count:5 Offices in Massachusetts
Monson Savings Bank is proud to - Monson Savings Bank
Loyal Trust Bank, Marshall Community Credit Union, Mauch Chunk Trust, Members 1st of NJ FCU, Michigan Educational Credit Union, Minster Bank, Monson Savings Bank, Motion Federal Credit Union, My Healthcare FCU, National Bank of Arizona, Nebraska State Bank & Trust Company, Neighborhood Credit Union, NV State Bank, Neighbors, Northwest Bank & Trust Company, Oak Bank, Ohio State Bank, Omaha Federal Credit Union, Open Bank, Pacific Cascade Federal Credit Union, Parkview Community Federal Credit Union, People's Alliance Federal Credit Union, People's Community Federal Credit Union, Pheple FCU, Piedmont Federal Savings Bank, Pinpoint Federal Credit Union, Post Office Employees Credit Union, Premier Bank, PyraMax Bank, Quaint Oak Bank, Raritan Bay Fed Credit Union, Reliabank, Revere Municipal Employees Federal Credit Union, Rivertrust FCU, Rome Teachers FCU, Sandhills State Bank, SECNY FCU, Security State Bank, Select Federal Credit Union, Seneca Savings, Settlers Bank, Sharefax Credit Union, Space City Credit Union, Springs Valley Bank & Trust Company, Staley Credit Union, State Bank of Cross Plains, Susquehanna Community Bank, Synergy FCU, TBK Bank, The Citizens Bank, The Citizens National Bank, The Equitable Bank, The Peoples Bank, The Poca Valley Bank, The State Bank Group, The Union Bank Company, Thomaston Savings Bank, Tidemark Federal Credit Union, Tri Counties Bank, tnConnect Credit Union, U. S. Postal Service FCU, United Cumberland Bank, United Prairie Bank, Unity Bank, Utica District Telephone Employees FCU, Valley Federal Credit Union, Washington State Bank, Westar Federal Credit Union, Westbury Bank, Western States Bank, Westmoreland Federal Savings, White Eagle CU, Zions BankSecond Entry Method: If you do not have an account or you do not want to enter via the methods outlined above you may enter the Sweepstakes by mail. Hand-print the following on a 3½” × 5” postcard: “Season of Giving and Receiving Sweepstakes”, your full name, full mailing address, day and evening phone numbers, email address (if any) and date of birth and mail it with proper postage to: “Season of Giving and Receiving Sweepstakes”, C/O MRI P.O Box 3849, Oak Park, IL 60303-3849. Limit one (1) entry per postage-stamped postcard. Mail-in entries must be handwritten and postmarked by January 3, 2022 and received by January 10, 2022. Proof of sending or submission will not be deemed to be proof of receipt by Sponsor. No mechanical reproductions will be accepted. Sponsor is not responsible for lost, late, illegible, invalid, misdirected, mutilated, incomplete, or postage-due mail/entries, which will be disqualified. Mail-in entries become propertyMONSON SAVINGS BANK – Monson – Massachusetts
A savings account during a recession?Yes, during a recession or economic crisis, it is safe to keep your money in a savings account, whether with an online bank or traditional bank. Since your money is federally insured up to $250,000, there’s no need to panic during times of economic recession or uncertainty.Where can I put my money to earn the most interest?Savings accounts are an excellent option for earning interest. To earn the most interest in a savings account, you should look for an online bank with a high-yield savings account, CD, or money market account option. These banks typically have the highest interest rates since their overhead is much smaller than traditional brick-and-mortar banks. You can also invest your money, which is riskier, but can yield higher savings.Is my money safe?Yes. The financial institutions listed here are all FDIC (Federal Deposit Insurance Corporation) insured. By being a member FDIC, the banks are federally protected to cover account holder funds most often up to $250,000.Pros and cons of savings accountsEarn money for free. One of the best benefits of opening a savings account is earning money by letting a bank hold your deposits. If you find a free account, it’s a win/win situation. The bank can grow larger by holding your deposits, and you can earn a little extra with interest.Easy to open. Unlike a credit card or loan, opening a savings account is simple and does not require a huge time investment. You can easily open an account online and often do not even need to have funds available to deposit. If you’d prefer to open one in person, you can do so at a traditional bank, though the interest rates will often be lower than online banks.Insured by the federal government. Savings accounts are also a safe place to keep your money. They’re insured up to $250,000 by the federal government through either the FDIC insurance (traditional and online banks) or the NCUA (credit unions). This means you don’t have to worry about losing your funds, even if a bank closes or suffers financial hardships.Withdrawal limits. Many savings accounts, particularly online savings account options, have withdrawal limits. Most banks only allow you to withdraw from your account six times per month (though others offer more access). This may not be a problem if you’re not touching your savings account often, but it can be if you need frequent access.Variable interest rates. Whether opening a savings account at a traditional bank or a high-yield online savings account, it’s important to understand that interest rates fluctuate with the market. So, if you open a high-yield savings account at 2.5% APY, there’s no guarantee that this rate will be the same. Download apps by Monson Savings Bank, including Monson Savings Biz Banking and Monson Savings Mobile Banking.Monson Savings Bank - Apply Online
Savings accounts offer a great way to store your money, earn interest, automate savings, and prevent you from overspending. While traditional and online banks offer savings account options, online banks typically have better savings account rates.I’ll walk you through some of the best savings account options currently available on the market so you can find the right solution. Overview of the 10 best savings accounts 10 best savings accounts Ally Bank Marcus by Goldman Sachs American Express National Bank Capital One Discover Bank Synchrony Bank CIT Bank Barclays Varo Savings accounts summary FAQs Pros and cons of savings accounts The bottom lineOverview of the 10 best savings accountsBank NameWho’s it for?Ally BankHigh-interest CDsMarcus by Goldman SachsOnline-only basic savingsAmerican Express National BankFrequent transfersCapital OneHigh rates and in-branch servicesDiscover BankSavings with traditional checkingSynchrony BankATM accessCIT BankFrequent depositsBarclaysSignup incentives and bonusesVaroOverall savings account rates10 best savings accountsAlly BankAlly Bank has been one of the top names in savings accounts since it opened online in 2009. This online bank offers a high-yield savings account, certificates of deposit (CDs), and a money market account.Ally’s savings account boasts a 4.00% annual percentage yield (APY) (on all balance tiers) and is completely free (no minimum deposit requirements, monthly maintenance fees, or minimum balance requirements). Ally does not offer debit card service accounts, but if you sign up for online checking (which also earns interest), you’ll receive ATM access and be able to transfer money back and forth.I love that Ally’s savings rates are competitive, and I am a big fan of its intuitive online banking platform and mobile app. Its no-penalty CD is a huge advantage over competitors, but this bank is a great option for anyone looking for high APY.Marcus by Goldman SachsMarcus by Goldman Sachs offers online savings options with competitive interest rates. It has a high-yield savings account and various CD products.Marcus’s high-yield savings account boasts a 4.10% APY and is completely free. There are no monthly fees or deposit requirements, but it caps off same-day transfers at $100,000. However, there is no checking option or debit card access, so you must transfer from direct deposit or another account.I like how easy Marcus is to use and how transparent this bank is about fees and limitations. What you see is what you get with Marcus, and it would make a perfect savings option for anyone not looking to withdraw money frequently.American Express National BankAmerican Express offers great online savings options, particularly for existing credit card customers. It offers a high-yield savings account and a CD option.American Express’s high-yield savings account offers 4.00% APY, a standard rate for most online banks. This online option has no monthly fees, minimum balance, or deposit requirements. On theMonson Savings Bank Monson Main - Bank Branch
ConnectOne Bank's Connection Plus Savings Account could be a great option for savers who can make a larger minimum opening deposit. The APY is competitive and there's no monthly maintenance fee to drain your interest earnings. ConnectOne Bank offers a tiered savings account that rewards you with higher APYs for higher balances. You'll need a minimum of $2,500 to open this account, which is a bit higher than other savings options. But you'll get some features and benefits that other savings accounts may lack. Saving with ConnectOne Bank could be a good fit for people who:Can make a larger opening depositTend to maintain higher balances in savingsWant to get a competitive rate with no monthly feeWould like to be able to access their savings at ATMs fee-freeYou can apply for this savings account online in minutes. You can make your initial deposit by linking an external bank account and transferring funds if you're not already a ConnectOne Bank customer. ConnectOne Bank also has branch locations if you'd like to apply for a different savings account option in person. ConnectOne Bank Connection Plus Savings Account Pros & Cons Find the Best Savings Account Rates - Compare NowUnlock exclusive savings rates and gain access to top-tier banking benefits. Compared to Other Online Savings AccountsFruitful High Yield Savings AccountFruitful helps you grow your savings with an above-average rate and no monthly fees. There's no minimum deposit required to open an account or earn the highest APY, which is slightly better than what ConnectOne Bank offers. You won't be able to withdraw cash at ATMs, but Fruitful allows unlimited transfers. Read our full Fruitful High Yield Savings Account review.MyBankingDirect High Savings AccountMyBankingDirect's high-yield savings account offers one of the best savings rates, with no monthly fees. You'll need $500 to open an account and deposits are FDIC-insured. If you're looking for other banking products, MyBankingDirect also offers checking accounts and CDs to help you manage and grow your money. . Read our full MyBankingDirect High Yield Savings Account review.Rising Bank High Yield Savings AccountRising Bank's high-yield savings account features a top-tier APY with a $1,000 minimum opening deposit requirement. You can open an account online in minutes, and you'll also have access to mobile banking. Rising Bank is notable for offering superior customer service to savers. Read our full Rising Bank High Yield Savings Account review.TAB Bank High Yield Savings Account TAB Bank offers an outstanding rate to savers with a $0 minimum deposit requirement. You'll need to have a balance of at least $0.01 to earn interest and there are no monthly fees or balance caps. There's no ATM access with this account but you'll be able to manage your savings via online and mobile banking. Read our full TAB Bank High Yield Savings Account review.Interest RatesDoes ConnectOne Bank have one of the best high-yield savings accounts?The APY is well above what you might find at a traditional bank or credit union. Based on our comparison of other online savings accounts, the rateMonson Savings Bank online banking MA - bankswd.com
Electronic Banking Bank from your computer or mobile device. Online BankingEnrollment is easy for Personal or Business Online Banking.With online banking, customers can vote for their favorite non-profit organization in our annual balloting initiative, make person to person payments, sign up for eStatements to check for fraud, make payments and transfers and much more! Our online banking platform interfaces with Quicken and Quick Books, and support is available 24/7 at 1 (844) 824-9387.View Our Online Banking Agreement Mobile Banking AppAccess all of our online banking capabilities from your phone. You can even deposit checks from your phone.iOS | Android Overdraft Protection & Wire TransfersEnjoy peace of mind with overdraft protection from your savings account. It’s free to sign up, and there’s a low $3.00 fee per transfer. And, with wire transfers available to all Essex Savings Bank customers, you can transfer funds nationwide and internationally. Fees apply. Transfer FundsTransferring funds from your Online Bank Account is easy and there are so many ways to do it. External Transfers allows you to send funds to or from your accounts at other financial institutions. Internal Transfers enables transferring funds from an Essex Savings Bank account to others individuals and organizations within Essex Savings Bank. NEW – Pay a Person lets consumers send payments from their Essex Savings Bank account directly to another individual. All that is needed is the recipient’s email address or cell phone number. NEW - Online Account OpeningAccount Opening Online allows you to select, open and fund new Checking and Savings accounts, including Holiday and Money Markets, without ever stepping foot into a Bank Branch!Simply log onto your online account and select the Open an Account tab to start the process. ACH Payment ServicesEssex Savings Bank customers can enjoy payroll direct deposit, electronic collection of dues, tuition, charitable contributions, premiums, rental fees and more! Businesses can save significant fees by collecting funds through the ACH. Fees are reduced through ACH vs. merchant credit card exchange fees, as well as from bank service charges on returned ACH items vs. returned checks. Clearing time is quick, and wire transfer fees can be avoided.Essex Savings Bank offers businesses the advantage of initiating these ACH transactions on their own time, at their convenience and from any computer using our online-based solution, Business ACH Payment Headquarters.Using Business ACH Payment Headquarters, individual payments are entered and directly scheduled through our secure online portal, or larger files may be exported from your business accounting software and uploaded securely to the portal for processing.For more information, call Commercial Lender Diane Arnold NMLS #447671 at (860) 767-4414 x248. Checking Re-Order Checks Personal SavingsMonson Savings Bank Monson Main - Bank Branch Locator
Downside, there’s no checking account option or ATM network, so you’ll need another account to transfer deposits.Capital OneCapital One’s innovative 360 banking options offer great online and in-branch savings products. It offers a high-yield savings account, kids' savings account, and CDs.Capital One’s primary savings account is its 360 Performance Savings. This savings account boasts a 4.00% APY for all balance tiers) and is completely free (no monthly fees or minimum deposit requirements). It also offers a high-interest savings option for minors. Capital One does offer a checking option with ATM access that you can use to transfer money between your checking and savings accounts.Capital One’s rates for savings accounts are solid compared to a few of its online competitors and offer in-branch services. Capital One might be a good option if you’re looking for an online bank but still want in-person service.Discover BankDiscover offers online savings account options, including a high-yield savings account, CDs, and money market account options.Discover’s online savings account boasts a 4.00% APY and is free (no monthly fees or minimum deposits). While it does not offer ATM access to this savings account, it does offer online checking with debit card access so that you can transfer funds between the two accounts.Discover offers online checking and savings so you can more easily deposit cash and transfer funds.Synchrony BankSynchrony Bank is an online banking solution that offers a top-notch high-yield savings account, two IRA savings options, CDs, and a money market account.Synchrony Bank’s high-yield savings account offers a competitive rate — 4.30% APY (for all balance tiers) — higher than most online banks. Like most online banks, this account is free, with no minimum deposit or balance requirements. Synchrony Bank offers ATM access, which is great for anyone looking for online savings options that don’t require checking accounts.I like that Synchrony Bank has some of the highest rates available and offers you ATM access. Though some ATMs might charge you usage fees, it has no fees to worry about. CIT BankCIT Bank offers online banking options, including savings products. It provides two online savings accounts, a large selection of CDs, and a money market account. CIT Bank’s Savings Connect offers an APY of 4.65%. You’ll need $100 to open a savings account and must meet $25,000 balance requirements or deposit $100+ monthly to earn the higher APY. It does not provide ATM access to a savings account but does offer a checking account that can be linked to transfer funds.I wish CIT Bank did not have a deposit requirement to open an account, but I’m glad it’s only a $100 requirement (lower than Axos Bank’s requirement). I also like that you can earn higher savings by depositing regularly.. Download apps by Monson Savings Bank, including Monson Savings Biz Banking and Monson Savings Mobile Banking. Download apps by Monson Savings Bank, including Monson Savings Biz Banking and Monson Savings Mobile Banking.
MSABUS42, SWIFT Code for MONSON SAVINGS BANK, MONSON - Bank
As everyday banking accounts. How Barclays US Savings Stacks Up If you’re looking for an online bank that offers excellent APYs, Barclays US Savings deserves a chance. Its savings account APYs are competitive with other online banks, making Barclays a good place to keep an emergency fund or save money for specific goals.Barclays CD APYs are also competitive compared with the best CD rates. If you’re ready to commit your cash to a CD with a term of at least one-year, you’ll find that Barclays has among the highest rates currently available.Since it’s an online-only bank in the U.S., Barclays has no physical branches or ATMs. As a result, customers are limited in how they can withdraw funds.Barclays’ customer support is accessible by phone 8 a.m. to 8 p.m ET, seven days a week. This may not be an issue if you’re comfortable with banking online, but if you want the convenience of local bank branch support, Barclays is likely not the best fit.Barclays also likely won’t be the best choice if you’re looking for a full-service bank that offers a multitude of banking options, like checking and money market accounts. You won’t find these types of accounts from Barclays at this time. Customers also need to have an existing bank account at another bank to be able to fund their Barclays accounts. While the rates might be worth the effort, these extra steps could make Barclays less attractive.But people who want an online bank that pays competitive APYs on savings and CDs should consider Barclays US Savings. How Barclays US Savings Compares Barclays tends to be competitive with some of the best rates available for savings accounts and CDs.Compared to the APYs available from the best online savings accounts, Barclays is near the top of the list with aPlease take notice of Monson Savings - Monson Savings Bank
Is a member FDIC institution. So you can rest assured that your deposits are covered up to the limit. What to Look for in a Savings AccountShould you choose an online savings account or a traditional bank? A bank or a credit union? And what kind of features should a savings account have? Those are all good questions to ask since savings accounts aren't all alike. If you're shopping around for a new place to save, here are a few things to consider. Interest rate and APYMinimum opening deposit requirementsMinimum balance requirements to earn interest or avoid a feeMonthly service fees, if anyOther fees, such as excess withdrawal fees or wire transfer feesOnline and mobile banking featuresATM or debit card accessBranch banking accessSavings features and money management toolsDeposit and withdrawal limitsOverdraft protectionCustomer service and reputationOverall user experienceIt's helpful to compare savings accounts at online banks first since rates tend to be higher while fees are usually lower. From there, you can consider savings accounts from traditional banks and credit unions. Frequently Asked QuestionsIs ConnectOne Bank a good bank? ConnectOne Bank could be a good bank for savers who want to earn competitive rates and don't mind a larger opening deposit. You may consider a different bank if you need a lower opening deposit requirement. Comparing customer reviews on sites like Trustpilot or the Better Business Bureau can help you evaluate a bank's reputation. What is the safest bank for savings?The safest bank for savings is one that's FDIC-insured and has a sizable footprint in the banking industry. Statistically, a larger bank that has a decades-long history is less likely to fail than a smaller bank that's only been around for a few years. Regardless of where you save, FDIC coverage can protect you should the bank fail. What other accounts does ConnectOne Bank offer? Besides online savings accounts, ConnectOne Bank also offers checking accounts, money market accounts and high-yield CDs. You can find business accounts here as well, along with loans and credit cards. Rebecca is a writer for MyBankTracker.com. She is a Certified Educator in Personal Finance (CEPF) and an expert in consumer banking products, saving and money psychology. She has contributed to numerous online outlets, including U.S. News & World Report, and more. Education: B.A. in Political Science and Government from University of South Carolina; MS. in Criminal Justice and Corrections from Charles Southern University.. Download apps by Monson Savings Bank, including Monson Savings Biz Banking and Monson Savings Mobile Banking.Fillable Online monsonsavings MONSON SAVINGS BANK
The next day. However, while these rates fluctuate, online banks can still typically offer higher rates than their brick-and-mortar counterparts.Harder to access. Most savings accounts do not come with access to a debit card, which can make it slightly more difficult to access your funds. If you bank at a traditional bank, you can often visit a branch to withdraw from or deposit into your savings account. You can also use an ATM to access checking funds and transfer to and from a linked savings account. While some online savings accounts offer debit card access, not all do. This means you’ll either need to open a checking account to transfer funds (if available) or transfer from a separate account at another bank.The bottom lineSavings accounts are a great way to store money, save for events and large purchases, and build an emergency fund. Opening a savings account with an online bank will offer you the best interest rates available. However, not all online banks offer checking accounts, debit card access, or additional savings products like CDs and money market accounts.I love that you don’t have to close your existing bank accounts to use online savings account rates. If you want to earn extra interest or curb spending, I highly recommend looking into an online savings account option.Comments
Branch Name:East LongmeadowService Type:Full-Service, OfficeState & County:Massachusetts - HampdenCity or Town:East LongmeadowZip Code:01028Office Address:61 North Main Street, East Longmeadow, MA 01028✎EditMap of Branch Location61 N Main St, East Longmeadow, MA 01028Branch InformationThe Monson Savings Bank East Longmeadow branch is one of the bank's 5 locations and has been serving the financial needs of their customers in East Longmeadow, Hampden County, Massachusetts for over 4 years. The East Longmeadow branch operates as a full-service, brick and mortar office and is located at 61 North Main Street, East Longmeadow, MA 01028. You can can contact the branch by calling 413-893-0038 or by visiting the location during regular business hours for assistance with your banking needs, such as opening checking and savings accounts, applying for loans and managing financial transactions.The routing number for Monson Savings Bank East Longmeadow branch is 211871219. It is valid for Automated Clearing House ACH transactions, such as direct deposits and bill payments as well as wire transfers, which are used for real-time bank-to-bank transactions. We recommend that you contact the branch directly to verify this information before proceeding with any transactions.Branch Hours■ Monday:8:30am - 4:00pm■ Tuesday:8:30am - 4:00pm■ Wednesday:8:30am - 4:00pm■ Thursday:8:30am - 6:00pm■ Friday:8:30am - 5:00pm■ Saturday:9:00am - 12:00pm■ Sunday:ClosedMonson Savings Bank East Longmeadow is open Monday to Saturday and closed on Sundays. The branch opens at 8:30am in the morning. Please be advised that this information reflects the standard opening and closing hours of Monson Savings Bank and is subject to change. We recommend contacting the East Longmeadow branch prior to your visit to confirm its hours of operation and availability.Bank InformationBank Type:FDIC Insurance:Certificate #90245Routing Number:ACH & Wire - 211871219Online Banking:monsonsavings.bankBranch Count:5 Offices in Massachusetts
2025-04-19Loyal Trust Bank, Marshall Community Credit Union, Mauch Chunk Trust, Members 1st of NJ FCU, Michigan Educational Credit Union, Minster Bank, Monson Savings Bank, Motion Federal Credit Union, My Healthcare FCU, National Bank of Arizona, Nebraska State Bank & Trust Company, Neighborhood Credit Union, NV State Bank, Neighbors, Northwest Bank & Trust Company, Oak Bank, Ohio State Bank, Omaha Federal Credit Union, Open Bank, Pacific Cascade Federal Credit Union, Parkview Community Federal Credit Union, People's Alliance Federal Credit Union, People's Community Federal Credit Union, Pheple FCU, Piedmont Federal Savings Bank, Pinpoint Federal Credit Union, Post Office Employees Credit Union, Premier Bank, PyraMax Bank, Quaint Oak Bank, Raritan Bay Fed Credit Union, Reliabank, Revere Municipal Employees Federal Credit Union, Rivertrust FCU, Rome Teachers FCU, Sandhills State Bank, SECNY FCU, Security State Bank, Select Federal Credit Union, Seneca Savings, Settlers Bank, Sharefax Credit Union, Space City Credit Union, Springs Valley Bank & Trust Company, Staley Credit Union, State Bank of Cross Plains, Susquehanna Community Bank, Synergy FCU, TBK Bank, The Citizens Bank, The Citizens National Bank, The Equitable Bank, The Peoples Bank, The Poca Valley Bank, The State Bank Group, The Union Bank Company, Thomaston Savings Bank, Tidemark Federal Credit Union, Tri Counties Bank, tnConnect Credit Union, U. S. Postal Service FCU, United Cumberland Bank, United Prairie Bank, Unity Bank, Utica District Telephone Employees FCU, Valley Federal Credit Union, Washington State Bank, Westar Federal Credit Union, Westbury Bank, Western States Bank, Westmoreland Federal Savings, White Eagle CU, Zions BankSecond Entry Method: If you do not have an account or you do not want to enter via the methods outlined above you may enter the Sweepstakes by mail. Hand-print the following on a 3½” × 5” postcard: “Season of Giving and Receiving Sweepstakes”, your full name, full mailing address, day and evening phone numbers, email address (if any) and date of birth and mail it with proper postage to: “Season of Giving and Receiving Sweepstakes”, C/O MRI P.O Box 3849, Oak Park, IL 60303-3849. Limit one (1) entry per postage-stamped postcard. Mail-in entries must be handwritten and postmarked by January 3, 2022 and received by January 10, 2022. Proof of sending or submission will not be deemed to be proof of receipt by Sponsor. No mechanical reproductions will be accepted. Sponsor is not responsible for lost, late, illegible, invalid, misdirected, mutilated, incomplete, or postage-due mail/entries, which will be disqualified. Mail-in entries become property
2025-04-15Savings accounts offer a great way to store your money, earn interest, automate savings, and prevent you from overspending. While traditional and online banks offer savings account options, online banks typically have better savings account rates.I’ll walk you through some of the best savings account options currently available on the market so you can find the right solution. Overview of the 10 best savings accounts 10 best savings accounts Ally Bank Marcus by Goldman Sachs American Express National Bank Capital One Discover Bank Synchrony Bank CIT Bank Barclays Varo Savings accounts summary FAQs Pros and cons of savings accounts The bottom lineOverview of the 10 best savings accountsBank NameWho’s it for?Ally BankHigh-interest CDsMarcus by Goldman SachsOnline-only basic savingsAmerican Express National BankFrequent transfersCapital OneHigh rates and in-branch servicesDiscover BankSavings with traditional checkingSynchrony BankATM accessCIT BankFrequent depositsBarclaysSignup incentives and bonusesVaroOverall savings account rates10 best savings accountsAlly BankAlly Bank has been one of the top names in savings accounts since it opened online in 2009. This online bank offers a high-yield savings account, certificates of deposit (CDs), and a money market account.Ally’s savings account boasts a 4.00% annual percentage yield (APY) (on all balance tiers) and is completely free (no minimum deposit requirements, monthly maintenance fees, or minimum balance requirements). Ally does not offer debit card service accounts, but if you sign up for online checking (which also earns interest), you’ll receive ATM access and be able to transfer money back and forth.I love that Ally’s savings rates are competitive, and I am a big fan of its intuitive online banking platform and mobile app. Its no-penalty CD is a huge advantage over competitors, but this bank is a great option for anyone looking for high APY.Marcus by Goldman SachsMarcus by Goldman Sachs offers online savings options with competitive interest rates. It has a high-yield savings account and various CD products.Marcus’s high-yield savings account boasts a 4.10% APY and is completely free. There are no monthly fees or deposit requirements, but it caps off same-day transfers at $100,000. However, there is no checking option or debit card access, so you must transfer from direct deposit or another account.I like how easy Marcus is to use and how transparent this bank is about fees and limitations. What you see is what you get with Marcus, and it would make a perfect savings option for anyone not looking to withdraw money frequently.American Express National BankAmerican Express offers great online savings options, particularly for existing credit card customers. It offers a high-yield savings account and a CD option.American Express’s high-yield savings account offers 4.00% APY, a standard rate for most online banks. This online option has no monthly fees, minimum balance, or deposit requirements. On the
2025-04-18ConnectOne Bank's Connection Plus Savings Account could be a great option for savers who can make a larger minimum opening deposit. The APY is competitive and there's no monthly maintenance fee to drain your interest earnings. ConnectOne Bank offers a tiered savings account that rewards you with higher APYs for higher balances. You'll need a minimum of $2,500 to open this account, which is a bit higher than other savings options. But you'll get some features and benefits that other savings accounts may lack. Saving with ConnectOne Bank could be a good fit for people who:Can make a larger opening depositTend to maintain higher balances in savingsWant to get a competitive rate with no monthly feeWould like to be able to access their savings at ATMs fee-freeYou can apply for this savings account online in minutes. You can make your initial deposit by linking an external bank account and transferring funds if you're not already a ConnectOne Bank customer. ConnectOne Bank also has branch locations if you'd like to apply for a different savings account option in person. ConnectOne Bank Connection Plus Savings Account Pros & Cons Find the Best Savings Account Rates - Compare NowUnlock exclusive savings rates and gain access to top-tier banking benefits. Compared to Other Online Savings AccountsFruitful High Yield Savings AccountFruitful helps you grow your savings with an above-average rate and no monthly fees. There's no minimum deposit required to open an account or earn the highest APY, which is slightly better than what ConnectOne Bank offers. You won't be able to withdraw cash at ATMs, but Fruitful allows unlimited transfers. Read our full Fruitful High Yield Savings Account review.MyBankingDirect High Savings AccountMyBankingDirect's high-yield savings account offers one of the best savings rates, with no monthly fees. You'll need $500 to open an account and deposits are FDIC-insured. If you're looking for other banking products, MyBankingDirect also offers checking accounts and CDs to help you manage and grow your money. . Read our full MyBankingDirect High Yield Savings Account review.Rising Bank High Yield Savings AccountRising Bank's high-yield savings account features a top-tier APY with a $1,000 minimum opening deposit requirement. You can open an account online in minutes, and you'll also have access to mobile banking. Rising Bank is notable for offering superior customer service to savers. Read our full Rising Bank High Yield Savings Account review.TAB Bank High Yield Savings Account TAB Bank offers an outstanding rate to savers with a $0 minimum deposit requirement. You'll need to have a balance of at least $0.01 to earn interest and there are no monthly fees or balance caps. There's no ATM access with this account but you'll be able to manage your savings via online and mobile banking. Read our full TAB Bank High Yield Savings Account review.Interest RatesDoes ConnectOne Bank have one of the best high-yield savings accounts?The APY is well above what you might find at a traditional bank or credit union. Based on our comparison of other online savings accounts, the rate
2025-04-01Downside, there’s no checking account option or ATM network, so you’ll need another account to transfer deposits.Capital OneCapital One’s innovative 360 banking options offer great online and in-branch savings products. It offers a high-yield savings account, kids' savings account, and CDs.Capital One’s primary savings account is its 360 Performance Savings. This savings account boasts a 4.00% APY for all balance tiers) and is completely free (no monthly fees or minimum deposit requirements). It also offers a high-interest savings option for minors. Capital One does offer a checking option with ATM access that you can use to transfer money between your checking and savings accounts.Capital One’s rates for savings accounts are solid compared to a few of its online competitors and offer in-branch services. Capital One might be a good option if you’re looking for an online bank but still want in-person service.Discover BankDiscover offers online savings account options, including a high-yield savings account, CDs, and money market account options.Discover’s online savings account boasts a 4.00% APY and is free (no monthly fees or minimum deposits). While it does not offer ATM access to this savings account, it does offer online checking with debit card access so that you can transfer funds between the two accounts.Discover offers online checking and savings so you can more easily deposit cash and transfer funds.Synchrony BankSynchrony Bank is an online banking solution that offers a top-notch high-yield savings account, two IRA savings options, CDs, and a money market account.Synchrony Bank’s high-yield savings account offers a competitive rate — 4.30% APY (for all balance tiers) — higher than most online banks. Like most online banks, this account is free, with no minimum deposit or balance requirements. Synchrony Bank offers ATM access, which is great for anyone looking for online savings options that don’t require checking accounts.I like that Synchrony Bank has some of the highest rates available and offers you ATM access. Though some ATMs might charge you usage fees, it has no fees to worry about. CIT BankCIT Bank offers online banking options, including savings products. It provides two online savings accounts, a large selection of CDs, and a money market account. CIT Bank’s Savings Connect offers an APY of 4.65%. You’ll need $100 to open a savings account and must meet $25,000 balance requirements or deposit $100+ monthly to earn the higher APY. It does not provide ATM access to a savings account but does offer a checking account that can be linked to transfer funds.I wish CIT Bank did not have a deposit requirement to open an account, but I’m glad it’s only a $100 requirement (lower than Axos Bank’s requirement). I also like that you can earn higher savings by depositing regularly.
2025-04-14