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If you have a U.S. Basic Consumer Card in your American Express Online Account. Once you’ve enrolled, you can also use your Additional Consumer Cards with Send & Split. Prepaid Cards, American Express® Corporate Cards, American Express® Small Business Cards, and American Express-branded cards or account numbers issued by other financial institutions are not eligible to be used with Send & Split. To enroll, log into the Amex App, go to the Account tab and tap on Send & Split:Venmo/PayPal. Review the How it Works content and then tap Agree and Enroll. Once enrolled, you will be prompted to link to your Venmo or PayPal account. If you don’t have a Venmo or PayPal account, you can easily create one. We do not share your Card Account number with Venmo or PayPal when you link, send money, or split a purchase. You can send money to and split purchases with any Venmo or PayPal user(s); they do not have to be American Express Card Members. The Amex Send Account is a stored balance (prepaid) account that is opened using the profile information from your eligible Card. There are no credit checks or credit impacts to open this account. This account allows you to send money to any other Venmo or PayPal user. You’ll need to add money to the Send Account from your American Express Card before you can send money. When you add money to your Send Account, it will appear as a charge on your American Express Card

General Information An SMS message or Short Message Service is a text message sent or received on your mobile device A short code is a 5 or 6 digit number registered to a subscriber and used to send text messages. You can choose to receive messages for Account Alerts (26931), Credit Alerts (26390), to download the Amex App (297687) and mobile wallet one-time verification codes (764564). A keyword is used in text messages to request an action. To initiate an action, send the desired keyword in a text message to the American Express short code. The following applies to all American Express short codes:For support, reply "HELP" to the short code.For more information, reply "INFO" to the short code.To de-enroll, reply "STOP" to the short code.Note that texting "STOP" in response to a requested one-time verification code text message will not prevent you from receiving future one-time verification codes via SMS, should you request to receive a one-time verification code again via text message. Account Alerts, Credit Alerts, Text to Download the American Express® App, and One-Time Verification Codes are complimentary services provided by American Express. However please check with your cell phone service provider as standard message rates and data charges may apply. Whether you are charged fees for sending and/or receiving text messages depends on your service provider and your specific text message and data plan. American Express Account Alerts, Credit Alerts, the American Express® App and One-Time Verification Codes are subject to the terms and conditions of your contract with your cell phone service provider and/or Internet service provider. Your mobile number is kept confidential. Only Amex can see your number, and it will not be used or shared by anyone without your permission except as required or as permitted by law. Refer to our Privacy Statement for how we protect your information. It is your responsibility to determine if your cell phone service provider supports text messaging and if your mobile device is capable of receiving text messages.You are responsible for keeping your mobile device safe and secure. This includes the protection of any passwords used to access your device or your American Express Online Services Account.You will be responsible for all activity arising from the use of your passwords. If you change your mobile number, it is your responsibility to update it with American Express. For more information, please call us at 1-800-869-3016 (toll-free). About American Express Account Alerts Text Messages (26391) The short code for American Express Account Alerts is 26391. Simply log in to your Online Account. Go to the Account Alerts section and follow the steps to enrol, de-enroll or change your settings. To de-enroll from Account Alerts via Text Message from your mobile device, just text the keyword "STOP" to short code 26391 (Amex1). About Text Messages to download the American Express App (297687) The short code for Text to Download is 297687. Text MOBILE to 297687 to receive a link to download the Amex App on your mobile phone. iOS

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When using your American Express card at an ATM, you should keep a few things in mind to ensure a smooth and cost-effective experience. American Express cards are primarily designed for in-store purchases and online transactions, unlike other credit card companies. Nevertheless, some American Express cards do offer ATM access.Using Your American Express Card at an ATMCheck Your Card’s Features: Not all American Express cards allow ATM withdrawals, so it’s essential to check your card’s terms and conditions or contact customer service to confirm if your card has this feature.Find ATMs That Accept American Express: Look for ATMs that display the American Express logo, or use our American Express ATM locator or visit the official Amex website to find compatible ATMs nearest you.Be Prepared for Fees: Using your American Express card at an ATM may incur fees from American Express and the ATM operator. American Express typically charges a cash advance fee, and interest accrues immediately.ATMs With No Fee for American ExpressNo Specific Networks: Unlike other credit cards or bank cards, American Express does not have a specific ATM network offering fee-free withdrawals.Bank Alliances: Check with your bank to see if they have any partnerships with American Express that might offer fee-free ATM withdrawals.Credit Unions and Partnerships: Some credit unions or regional banks may partner with American Express to offer fee-free ATM access. If you belong to a credit union or bank, inquire about arrangements with American Express.ConclusionWhen using an American Express card at an ATM, always be mindful of the fees associated with cash advances. Review the terms and conditions of your card to understand the costs involved and its compatibility with certain ATMs. If you want to avoid fees, consider using other methods of withdrawing cash, such as using a debit card associated with your checking account or visiting a bank branch.